How Hybrid Referencing works

We’ll take you through the hybrid reference process from start to finish.

Invite applicant

1 Invite an applicant from your dashboard

  • Manage all your references in one place
  • Manage tenancies, applicants and settings
  • Free automatic product updates
LETTINGS CO

2 The applicant completes our smart form

  • Easy-to-use, mobile-friendly design
  • Uses Open Banking technology
  • Supports every UK bank and more
References

3 View the tenant reference summary

  • Instant online referencing
  • Manual intervention when required
  • Only pay for manual when it’s used
Full tenant reference

4 Download the full report

The applicant’s full reference report is instantly available to download as a PDF. It includes a comprehensive breakdown of:

  • Address Check
  • Income Verification
  • Identity Check
  • Rent Verification
  • Credit Search
  • Affordability
New Insurance available

Movem now offers Rent Guarantee insurance for letting agents, powered by Homelet. The insurance will be available directly through your reference dashboard.

How transaction analysis works

Movem will categorise an applicant’s income and rent. Then we will provide rich context, analysis and actionable insights.

Tenant's bank
Apple



Rent
Netflix

Income

Tesco





Movem
Agent
Income

Rent



Tenant’s bank

The applicant authorises their bank to securely send Movem their raw transactions.

Movem

Movem analyses transactions, verifies income and rent, and calculates affordability.

Agent

You can view relevant transactions with enriched analysis and context.