Features
Movem features include cutting-edge transaction analysis, credit reference checks and so much more.
Transaction analysis
The applicant provides Movem with one-time read-only access to their transaction history. From this, we will detect and analyse their income and rent from multiple sources.
Income analysis
Movem will detect, verify, analyse and contextualise the applicants transactions, and present all the information you need in an instant.
This may include employment type, salary, bonuses, commission, pay rises and length of employment..
Rent analysis
Movem provides unprecedented reliability with proof of previous rental payments, including length of tenancy, rent paid, frequency of payments and if any payments have been made late.
Affordability calculator
Movem is powered by data, and can provide a measure of affordability far beyond the traditional conversation-driven reference of the past. We provide a contextual and easy-to-understand evaluation of the applicants affordability, with more data points than ever before.
Credit reference checks
Movem integrates directly with credit reference agencies—exactly like traditional referencing companies—this includes checking an applicant’s address, identity and searching for any adverse credit.
- Current address found
- Previous addresses found
- Identity confirmed
- No CCJs in past 6 years
- No bankruptcies
Address check
Movem verifies that the applicant’s current residential address, and any recent previous addresses, match official records.
Identity check
Movem verifies that the applicant’s full name and date of birth match official records. And we’ll also verify whether the applicant is registered on the electoral role.
Adverse credit check
Movem obtains 6 years of data on CCJs (County Court Judgements), bankruptcies, insolvencies and other adverse credit history.
Reference dashboard
Included free with every account, the reference dashboard enables you to invite new applicants, manage all your references in one place and easily top-up with more credits on the go.
Quick invite
Quickly and easily request new references from applicants directly from your management dashboard. Enter their email address, and we’ll do the rest.
Reference manager
View and manage every applicant’s reference—see the reference status, resend invites, link properties, and much more. The reference dashboard is your central hub for all of your tenant referencing.
Credit top-up
Movem has no hidden fees, setup fees or subscriptions— simply top-up with more credits when you need to, with no fuss. 1 credit buys 1 reference.
Automatic updates
Like any tech company, we’re constantly releasing updates. The vast majority of these over-the-air updates require no downtime, at no additional cost and will automatically update silently.
New Rent Guarantee insurance
Movem now offers Rent Guarantee insurance for letting agents, powered by Homelet. The insurance will be available directly through your reference dashboard.
Full reference report
Every Movem reference includes both a summary view with an instant decision and data visualisations; and a full, downloadable reference report with a detailed breakdown.
Decision scorecard
Get an instant, overall decision for each applicant, based on how they fair against your predefined, customised criteria—your decision scorecard. Choose whether CCJs, bankruptcies and insolvencies are a pass or fail, and even define what level of affordability you require as a minimum.
Data visualisations
Applicants’ income and previous rental payments are visualised in graphs, making it easy to understand pay rises, new jobs, late rental payments and much more.
PDF download
In addition to viewing an applicant’s reference directly in the dashboard, you can download a full PDF report at no extra cost.