Movem integrates directly with credit reference agencies—exactly like traditional referencing companies—this includes checking an applicant’s address, identity and searching for any adverse credit.
Movem verifies that the applicant’s current residential address, and any recent previous addresses, match official records.
Movem verifies that the applicant’s full name and date of birth match official records. And we’ll also verify whether the applicant is registered on the electoral role.
Movem obtains 6 years of data on CCJs (County Court Judgements), bankruptcies, insolvencies and other adverse credit history.
Every Movem reference includes both a summary view with an instant decision and data visualisations; and a full, downloadable reference report with a detailed breakdown.
Get an instant, overall decision for each applicant, based on how they fair against your predefined, customised criteria—your decision scorecard. Choose whether CCJs, bankruptcies and insolvencies are a pass or fail, and even define what level of affordability you require as a minimum.
Applicants’ income and previous rental payments are visualised in graphs, making it easy to understand pay rises, new jobs, late rental payments and much more.
In addition to viewing an applicant’s reference directly in the dashboard, you can download a full PDF report at no extra cost.